Credit Schemes
Loans and Advances
Trade Finance
Extending finance for commercial transactions involving :
Export / Import Trade
Discount of Usance Bills under LC
Negotiation of LC Documents
Retail Trade
Credit is made available to small and medium size business for meeting the cost of :
Fixed Assets
Working Capital
Advance Against Deposits
Temporary financial assistance to Individuals and business houses against :
Deposits held in our UK Branches
Deposits held in our Indian Branches
Credit Schemes
Real Estate / Property Development
Finance is provided for :
Acquisition of Commercial Property
Acquisition of Residential Property
Property Development Involving
Acquisition of Plot and immediately development as a project
Developing commercial / residential complexes
External Commercial Borrowings
For funding of expansion and modernisation we provide Foreign Currency Loans to :
Indian Corporates
Public Sector Undertakings
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FSCS Enhances Deposit Compensation Coverage - New £120,000 Protection Limit Effective 1 December 2025
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Bank of India is authorised in UK by Prudential Regulation Authority (PRA) and regulated by PRA & Financial Conduct Authority (FCA). Our financial service registration NO. is 204629 | A member of Financial Services Compensation Scheme | Government of India is major shareholder in the Bank.


